Electrical Storm Damage

Utility Owned and Customer Owned Equipment

Utility Owned and Customer Owned Equipment

 

Who is Responsible for Storm Damage Electrical Repairs?

The utility company is only responsible for the power cable that extends from the power pole to the point of service on your home or business. If the point of attachment is the service mast (metal pipe coming out of the meter can), then the service mast is the home owner’s responsibility. Most damage caused by thunderstorms and ice storms is classified as an, “Act of God.” As such, you cannot be singled out by your homeowner’s insurance company for a rate increase because you filed a claim. Insurance companies can increase premiums for everyone in an area that is susceptible to storm damage though, so make sure to use your insurance if you think that you may have storm damage that requires storm damage electrical repairs.